Your Path to Financial Confidence

Your Path to Financial Confidence was born from real-life experience—knowing what it feels like to face sudden financial responsibility after a life-changing event. Whether it’s the loss of a loved one, a career shift, or starting over after a major transition, many people find themselves navigating money for the first time with uncertainty and stress.
This book meets you where you are. Through practical guidance, relatable examples, and simple exercises, it helps you take small, confident steps toward managing your finances. You’ll learn how to set priorities without guilt, create a budget that works for your life, and make sense of both short-term and long-term savings—all in a way that reduces overwhelm and builds clarity.
Every chapter includes “Next Steps on the Path” prompts to guide you forward, reminding you that financial confidence isn’t about being perfect—it’s about progress. Your Path to Financial Confidence is your companion, offering support, insight, and encouragement as you reclaim control over your financial future, one thoughtful step at a time.
About Author
Carmen S. Turner knows firsthand how life can throw unexpected financial challenges your way. As a Certified Corporate FP&A Professional and founder of Carmen Consulting Group and Money Choices Today, she helps individuals and small business owners regain clarity, confidence, and control over their finances—one step at a time.
Through her work and her writing, Carmen makes money simple and approachable, showing that thoughtful financial planning can create space for opportunity, meaningful experiences, and peace of mind.
When she’s not guiding clients or writing, Carmen enjoys traveling, taking walks, volunteering in her community, and spending time with family.

