As we move towards 2017 it is important to start establishing or updating your routines now. Routines help to keep us on track and balanced. We probably all have some of the more standard routines–morning and night routine, a meal time routine and perhaps even an exercise routine. But do you have a routine for…
The Holidays are right around the corner! It’s a time of family, friends, sharing, good food and good times! What it is NOT, is a time to lose track of your financial goals. During the holiday season however, many people get so caught up that they end up with what is known as the debt hangover. Either…
How much time do you spend a month on your financial tasks (saving, paying bills etc.)? Do you contribute in consistent intervals and amounts to your savings account(s)? In the day and age of digital, why not combine automation and your financial tasks? Many of you already know that you can automate your savings (regular…
Where are your financial documents currently stored? Would you be able to locate them should you need to? Organized and properly stored financial documents are an important part of any money management system. Not being able to locate your financial documents when needed can be very costly. Take for instance not having a system to organize your mail as it…
Do you have a savings strategy? Is your savings strategy working? If you answered no to either question then read on. Saving is an essential part of any financial plan, but all too often we don’t give savings top priority. I often hear, “I’ll start saving after I…
Is your budget working for you? Is it helping you achieve your financial goals? A budget is an essential tool in the journey of achieving financial freedom. It is meant to be structured but fluid and is the roadmap from your financial goals to achievement. It is definitely not supposed to be restrictive but is designed to allow you to be in control and…
Are you up at night wondering how you are going to tackle that pressing financial issue? Do you tense up or stress out when it comes to talking about or even thinking about your finances? Well you are not alone! According to Statisticbrain.com, money is the #2 cause of stress in the U.S. I read an article…
I recently read an article that said millennials will need to save $2 million dollars to live during retirement. Yes you read that correctly, $2 million! Their success in achieving this goal will be dependent on several things including their financial habits. Saving $2 million dollars will be no easy feat, but the key is…
How a Change in my Financial Habits Allowed me to Save $125 a Week!
We all have them, habits, and they can be good or bad. In this case one of the habits I developed over the years wasn’t good for my finances! Believe it or not, there was a time when I wasn’t tracking the detail of my finances. At the time it seemed ok because I was able to…
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