All those long days and late nights of studying have finally paid off. Graduation day has finally arrived! You’ve been imagining this day for a while now and it’s finally here. No more group projects, study sessions, papers to write or final exams. You are now an adult ready to take on the world. But…
The short and long answer is YES. You may be thinking why would I run my household like a business? It’s simple, businesses are organized and operate as 1 unit. They are cohesive and everyone within the business is working towards one goal, helping the business to win. Like businesses, households can fall apart…
How often do you grocery shop? Do you have a regular schedule that you follow– every week, 2 weeks or once a month? Or do you wait until you are close to being out of everything? No matter what your grocery routine is it could be costing you. Personally, I wait until everything…
There are different tools to track and manage your budget and I’ve just about tried them all. When deciding on which tool to use to manage your budget, it is important to consider the following factors: Ease of use Adaptability Convenience To be consistent with budgeting, the tool needs to be easy to use, adapt…
We ALL fall out of sync with our financial goals from time to time and it is mainly because we start being inconsistent. Consistency is key in all things that take time. Getting off track happens, there’s no need to panic. (Unless of course you are ALWAYS falling off track.) When you find yourself off…
Budgeting is a main component of your financial plan. It helps you to allocate your financial resources according to your financial goals. The general idea of a budget is to use your income to take care of your expenses and help you achieve your financial goals. It seems really simple, right? Well there are a…
What does financial success mean for you? Is it the same as how I would define financial success? Maybe, maybe not. Financial success is defined differently for each individual, and that’s ok because we ALL have different goals. And those goals may change as we progress through life. No matter what our goals are, the…
As I began writing this, I realized there was going to be A LOT of information so I decided to make it a 3 part series. Sometimes to put yourself in a better position financially, you have to switch careers. Part 1– The Decision and Process Believe it or not, I haven’t always been in…
Are you a swiper or casher? (Yes, I made those words up 🙂) There are many thoughts on the best way to keep your spending under control and stay on track with your budget. Some say cash is king and others think the same thing can be achieved using your debit card. It depends on…
How a Change in my Financial Habits Allowed me to Save $125 a Week!
We all have them, habits, and they can be good or bad. In this case one of the habits I developed over the years wasn’t good for my finances! Believe it or not, there was a time when I wasn’t tracking the detail of my finances. At the time it seemed ok because I was able to…
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