Money is such a sensitive topic EVEN among family. I’m not sure why we struggle so much with talking about money since it’s a necessary part of life. Now a little transparency here, I haven’t always been enthusiastic about a money conversation BUT I knew I needed to change that behavior especially in trying to…
The most common financial goals people generally focus on include eliminating debt, investing and saving for the future. While those are very important, there are a few other goals that are just as important. These other goals provide the foundation for successful money management and are great for those who have limited knowledge or experience…
Recently a survey showed that 2/3 of Americans can’t pass a basic financial literacy test. With personal finance being most critical in EVERYONE’S life, that number is astonishing. Before discussing solutions, let’s first take a look at what is driving the low financial literacy rate. Personal Finance is such a Taboo Topic For many personal…
How’s your emergency fund? Are you prepared for unexpected expenses? A recent survey revealed that >50% of Americans are NOT be able to cover a $400 emergency. There was a time when I too wasn’t able to cover an unexpected emergency and believe me emergencies did happen on more than one occasion. It was…
Financial Literacy starts at home. Gone are the days of one person handling and knowing about the family finances. It is OUR responsibility to make sure that the WHOLE family knows about personal finance, children included. Think about it, they encounter financial decisions very early. Think of all the times you’ve been at the store…
