Student loan debt continues to grow and is currently at $1.5 TRILLION…… Let’s pause there for a moment. To put that number in perspective that is about how much currency is currently in circulation. It is equivalent to a million million. THAT’S A LOT OF MONEY! Imagine the interest being paid on that amount of…
Feel like no matter what you do your financial situation doesn’t change? When it comes to your money does it feel like everyday is Groundhog day? If you answered YES, then it is probably time to hit the reset button. Sometimes it is just better to reset and get back on track financially. There is…
Where did the time go? Half of the year is already GONE! How are you doing on your money goals? If you are not quite on track with your money goals, don’t worry. Here are 5 Keys to achieving your money goals and finishing the year strong. Shift Your Money Mindset The first key to…
When there is a reduction in income whether it is due to a job loss or reduction in hours, it can really take a toll on the family. Before we get into the financial aspect let’s consider the emotional and psychological impact job loss can have. Now is NOT the time to shy away from…
According to a recent survey 70% of families lose their wealth by the 2nd generation and an astounding 90% lose it by the 3rd generation. Generally wealth is lost because the current generation hasn’t prepared the next generation to manage finances and they’ve kept them in the dark about their financial status. If you think…
Is your current cashflow putting you in the red every month? You’re not alone. I recently read an article where one couple was going $700 every month in the hole. Over the course of a year that’s $8,400. And that’s just one story. When your financial flow is not optimized or working for you, here’s…
It’s my favorite time of year! Where people are frantically searching for the PERFECT holiday gift. I enjoy being out and about enjoying the holiday festivities but what I most enjoy about the holiday season is time spent with family. For many years I would shop until I dropped, spending in some years waaayyyy over…
All those long days and late nights of studying have finally paid off. Graduation day has finally arrived! You’ve been imagining this day for a while now and it’s finally here. No more group projects, study sessions, papers to write or final exams. You are now an adult ready to take on the world. But…
The short and long answer is YES. You may be thinking why would I run my household like a business? It’s simple, businesses are organized and operate as 1 unit. They are cohesive and everyone within the business is working towards one goal, helping the business to win. Like businesses, households can fall apart…
When it comes to financial priorities there are many schools of thought, especially when it comes to whether to save or pay off debt first. The majority are of the thought that paying off debt should ALWAYS be first. I say, not so fast, I believe you must find a way to do BOTH. One…
