I recently read an article where a couple felt that they were at the end of their financial rope and unfortunately they took drastic measures. Financial overwhelm is REAL, feeling like there is no hope is an unfortunate current reality for many people. A recent article showed that credit card debt in June surpassed levels…
Do you have personal finance rules that you live by? If not, why not? Other parts of your life are governed by rules, so why not your personal finances? Think about it rules are generally established to tell you what is and what is not acceptable. When it comes to your finances you should definitely…
How’s your emergency fund? Are you prepared for unexpected expenses? A recent survey revealed that >50% of Americans are NOT be able to cover a $400 emergency. There was a time when I too wasn’t able to cover an unexpected emergency and believe me emergencies did happen on more than one occasion. It was…
What does financial success mean for you? Is it the same as how I would define financial success? Maybe, maybe not. Financial success is defined differently for each individual, and that’s ok because we ALL have different goals. And those goals may change as we progress through life. No matter what our goals are, the…
The most important part of my career transition plan was the financial plan. As I mentioned in part 1 at that time, there were 2 incomes in the household. In most cases that would have been a good thing however we had become accustom to living on 2 incomes…. Now that I would be going…
As I began writing this, I realized there was going to be A LOT of information so I decided to make it a 3 part series. Sometimes to put yourself in a better position financially, you have to switch careers. Part 1– The Decision and Process Believe it or not, I haven’t always been in…
Financial Literacy starts at home. Gone are the days of one person handling and knowing about the family finances. It is OUR responsibility to make sure that the WHOLE family knows about personal finance, children included. Think about it, they encounter financial decisions very early. Think of all the times you’ve been at the store…
Are you a swiper or casher? (Yes, I made those words up 🙂) There are many thoughts on the best way to keep your spending under control and stay on track with your budget. Some say cash is king and others think the same thing can be achieved using your debit card. It depends on…
Always waiting on you next check to finish meeting your monthly obligations? Ever experienced more month than money left? You are probably experiencing the paycheck to paycheck cycle. The paycheck to paycheck cycle is when your expenses are equal to or more than your income. Know what? You are not alone. In a recent survey…
What would you do with a financial windfall? For clarification, by windfall I mean any unexpected money like a tax refund, bonus from work, inheritance or lottery. Would you splurge and treat yourself to something you’ve always wanted? Or would you put yourself in a better place financially? (Answer truthfully.) Your first impulse may be…
